Life Insurance Advisor in Nova Scotia You Can Rely On
Providing Insurance to Nova Scotians since 2012
Personalized service from an advisor who cares
Life Insurance
Including Term life, Universal life, Whole life and Participating life policies. Each of these fulfills a different need and has a different price point.
We are happy to explain the various options. and review the insurance you currently have.
Travel Insurance
Be sure you know what the policy rules are before buying or you could have some expensive surprises if you try to make a claim.
Heather represents several travel insurance companies and can help you make an educated and informed buying choice.
Policies are available for Canadians travelling within Canada and abroad as well as people coming to Canada in need of “supervisa” insurance.
Health Insurance
Staying healthy is important to us and to those we care most about. And health insurance is designed to help you do just that.
Whether you’re self-employed, between jobs, retired, or supplementing group health benefits, a personal heatlh insurance policy can help you manage unexpected medical expenses.
When you are dealing with a health issue, it is not the time to also have to deal with lack of money for your care.
Disability Insurance
Many believe their home and car to be their biggest assets.
If you are in your prime years. your earning potential is your biggest asset, protect it.
No one plans to have a disability keep them from working in their chosen career, yet we all know several people it has happened to.
Personal disability plans have a lot of benefits such as tax free payouts.
Other Insurances
There are several other insurances that may be suitable for your particular situation.
When you get a serious diagnosis the last thing you want to worry about is money. Critical illness insurance is designed for that type of situation.
It covers heart attacks, stroke , cancer and approximately 20 other serious illnesses.
Other coverages include: loan insurance, cancer guard and long term care coverage.
My mission is to help people understand the importance of insurance coverage before they ever need to rely on it
Too often, people only discover gaps in their coverage after something has gone wrong — when it’s too late to fix.
It’s not just about having insurance. It’s about having the right coverage for your specific situation. Many people believe they are financially protected, only to find out at claim time that they aren’t covered the way they thought.
With my knowledge and experience, I don’t just provide insurance — I help ensure you have the appropriate coverage and that you fully understand what you have and how it protects you.
Why Buy Insurance?
The list of reasons to have insurance is a very long one and is different based on the type of insurance and who it is for.
The main reason is to provide financial support in times of grief, health problems, and unexpected accidents and disabilities.
If you truly want this questioon answered for you and your family, book a free, no obligation, insurance needs analysis appointment with Heather.
Get a free, personal insurance needs analysis
Heather has been providing support and advise as it relates to insurance for my mother. The experience working with her as been phenomenal and comes highly recommended because of caring personality. No matter what time of day she has been there to provide the support that I need and I am grateful to be working with her.
Companies I am currently contracted with:
* Industrial Alliance
* TUGO
* Beneva
* Canada Life
* Blue Cross
* Canada Protection Plan
* Manulife
* Truestone
* Foresters Financial
* Sun Life
* Travelance
Contact Us
Please note: If Heather is in a meeting, or otherwise unavailable, she will return your call or text as soon as she is able.
(902) 841-0073
Digby Nova Scotia, B0V 1A0 - Servicing all of Nova Scotia
– Appointments via zoom, WhatsApp or in person.
Flexible - by appointment only
Talks & Trainings
In addition to the one to one service you can expect from Heather as a top notch insurance agent, Heather also offers customized talks and trainings for groups to better understand financial matters, insurance, mindset, and more.
If you have a group that would benefit from learning more about creating and maintaining Prosperity in their lives, contact Heather to see if she is available.